- Crédit du Nord
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Crédit du Nord is a French retail banking network. It consists of the followings banks:
- Banque Courtois, Toulouse, Aquitaine (oldest existing bank in France, founded in 1760)
- Banque Kolb, Alsace, Lorraine
- Banque Laydernier, Savoy
- Banque Nuger, Massif Central
- Banque Rhône-Alpes, Lyon
- Banque Tarneaud, Limoges
- Crédit du Nord itself in the rest of France
- Gilbert Dupont, a stock broker
Crédit du Nord is mainly owned by Société Générale but run separately from Société Générale's own French retail banking network. Crédit du Nord specialises on professionals and small business. It serves about 1.5 million customers in more than 700 stores (2006).
Contents
History
Crédit du Nord started in Lille in 1848. After buying a number of small banks it was acquired itself by Paribas between 1972 (35% owned) and 1988 (100% owned) but remained run as a separate network. In the following years several regional French banks where brought in the group while retaining their names.
In 1997 the whole network Crédit du Nord and the associated banks was acquired by Société Générale from Paribas. Since 2000 Crédit du Nord is 80% owned by Société Générale and 20% by Dexia.
Controversy
In 2010 the French government's Autorité de la concurrence (the department in charge of regulating competition) fined eleven banks, including Crédit du Nord, the sum of 384,900,000 Euros for colluding to charge unjustified fees on check processing, especially for extra fees charged during the transition from paper check transfer to "Exchanges Check-Image" electronic transfer. [1][2]
References
- ^ Collusion in the banking sector, Press Release of Autorité de la concurrence, République Française, 20 September 2010, retrv 2010 9 20
- ^ 3rd UPDATE: French Watchdog Fines 11 Banks For Fee Cartel , Elena Bertson, Dow Jones News Wires / Wall Street Journal online, retr 2010 9 20
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