S-Bank

Infobox Company
company_name = S-Bank Ltd
company_
company_type = Private
foundation = 2006
location = Helsinki, Finland
industry = Financial services
products = Deposit banking
homepage = http://www.s-pankki.fi/

S-Bank Ltd (S-pankki Oy) is the bank of the S-Group (Finnish: S-ryhmä), a Finnish retailing cooperative organisation.

S-Bank is the first so called "supermarket bank" in Finland. Changes in legistlation about personal accounts at co-operatives made them uncompetetive, such that founding an entirely new bank was actually easier than keeping the personal accounts as co-operative funds. The co-operative did, and the bank continues to, offer a relatively high interest to deposited funds (2.5% as of February 2008). The existing network of supermarket service desks is used to service customers. However, Internet-based electronic banking is recommended and provided at no cost to the customer. Visa credit and debit cards are available.