Habitat for Humanity

Habitat for Humanity
Habitat for Humanity International
Habitat for humanity.svg
Type Non-profit, Interest group
Founded Americus, Georgia (1976)
Location

Administrative headquarters in Atlanta, GA

Global, international headquarters in Americus, GA
Key people Jonathan Reckford
Services Building simple, decent and affordable housing
Method Protecting human rights
Website http://www.habitat.org

Habitat For Humanity International (HFHI), generally referred to as Habitat for Humanity or simply Habitat, is an international, non-governmental, non-profit organization devoted to building "simple, decent, and affordable" housing, a self-described "Christian housing ministry."[1] The international operational headquarters are located in Americus, Georgia with the administrative headquarters located in Atlanta. There are five area offices located around the world: United States and Canada; Africa and the Middle East (located in Pretoria, South Africa); Asia-Pacific (Bangkok, Thailand); Europe and Central Asia (Bratislava, Slovakia); and Latin America and the Caribbean (San Jose, Costa Rica).

Community-level Habitat offices act in partnership with and on behalf of Habitat for Humanity International. In the United States, these local offices are called Habitat affiliates; outside the United States, Habitat operations are managed by national offices. Each affiliate and national office is an independently run, nonprofit organization. Affiliates and national offices coordinate all aspects of Habitat home building in their local area, including fundraising, building site selection, partner family selection and support, house construction, and mortgage servicing.

The mission statement of Habitat for Humanity is to "seek to eliminate poverty housing and homelessness from the world and to make decent shelter a matter of conscience and action."[1] Homes are built using volunteer labor and are sold at no profit.[clarification needed] In some locations outside the United States, Habitat for Humanity charges interest to protect against inflation. This policy has been in place since 1986.

Contents

History

By Millard and Linda Fuller, the organization was founded in Americus, Georgia, in 1976. Koinonia Farm was one of the inspirations of starting a help group. The Fullers first visited Koinonia in 1965 after having recently left a successful business and an affluent lifestyle in Montgomery, Alabama, to begin a new life of Christian service. It was at Koinonia that the Fullers met Clarence Jordan and together they came up with the idea of the Fund for Humanity. In 1968, Koinonia began work to build homes and sell them to families in need at no profit and no interest, which would be the foundation for Habitat for Humanity.

In 1973, the Fullers decided to apply the Fund for Humanity concept in developing countries. The Fuller family moved to Mbandaka, Zaire (now the Democratic Republic of Congo), and spent three years establishing a presence in Africa. In 1976, the Fullers returned to Americus and established Habitat for Humanity International.

In 1984, former U.S. President Jimmy Carter and his wife Rosalynn Carter took their first Habitat work trip, the Jimmy Carter Work Project, to New York City. Their personal involvement in Habitat's ministry brought the organization national visibility and sparked interest in Habitat's work across the nation. Habitat experienced a dramatic increase in the number of new affiliates around the country.[2]

In 1996, U.S. President Bill Clinton awarded Fuller the Presidential Medal of Freedom, the nation’s highest civilian honor, calling Habitat for Humanity “…the most successful continuous community service project in the history of the United States.”[3]

By 2004 Habitat organizations in 100 countries had built 50,000 houses in the U.S. and more than 150,000 around the world.”[4] In 2005 Habitat built its 200,000th house, bringing the number of people sheltered in Habitat houses worldwide to one million.[5]

On August 4, 2005, Habitat announced the selection of a new Chief Executive Officer for the organization, former president of stores of Musicland and executive pastor of the Edina, Minnesota, Christ Presbyterian Church, Jonathan Reckford.[6]

On November 13, 2008, Habitat for Humanity raised the walls on its 300,000th house in Collier County, Florida; the next day, work began on the 300,001st house in Zacapa, Guatemala.[7]

Today, Habitat for Humanity has built more than 400,000 houses, sheltering more than 1.75 million people in more than five continents and 3,000 communities worldwide.[2]

Qualifications for home ownership

A 2007 construction site in the United States.

According to the official website,

The affiliate’s family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan. Every affiliate follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing the families who receive Habitat houses.[1]

Homeowners are usually expected to put approximately 500 hours of "sweat equity" into their own or other project homes, although this amount may vary by location, the number of wage-earning adults in each family, and the recipients’ health issues.

Mortgage payments from homeowners are deposited into a locally administered "Fund for Humanity," the proceeds of which go toward future construction. In an effort to discourage predatory lenders from targeting Habitat homeowner families, mortgage agreements allow the Habitat for Humanity affiliate the right of first refusal. Should a homeowner family decide to sell their home during the period of their mortgage, the affiliate may buy it back at a price at least equal to the equity that the homeowner has paid into the mortgage.[8]

Building and other affiliate operations

At Habitat's Global Village and Discovery Center in Americus, Georgia, visitors can experience the devastating nature of poverty housing and see life-size Habitat houses from around the world.

Habitat relies on volunteer labor in order to construct simple and affordable homes with its partner families, as well as to build community and civil society in the areas in which it works. Many churches and other houses of worship (synagogues, temples, mosques etc.) sponsor houses and provide a large amount of the volunteers from their congregations. Some corporations and businesses who value good corporate citizenship provide financial support to the projects and/or donate materials for use in construction. Many politicians and celebrities have volunteered with Habitat, reflecting its profile as a highly regarded non-profit.

Green building

Habitat builds simple houses with locally appropriate materials. In many communities, Habitat affiliates and national offices are exploring areas of green building, including energy efficiency and sustainability. In the United States, many affiliates are building homes that are LEED certified.[9] In 2010, Habitat for Humanity Tajikistan won a national Global Energy Award for their resource-saving bio-sand water filter project.[10]

Tithe

Habitat affiliates and national offices contribute a percentage of the funds they raise locally to be used in building homes by a Habitat national office overseas. For instance, Habitat New Zealand's tithe helps to support an equal number of housing outcomes abroad, predominantly in the Pacific region.

Charging Interest

Habitat homeowners in the United States pay no interest on their no-profit mortgages. Some Habitat for Humanity organizations outside the United States adjust the no-profit loans to compensate for the inflation rate in their area, with the goal that "the repayments from one house should ideally build another house of the same design."[11]

Habitat ReStores

Habitat ReStores are retail outlets that re-sell new and used building and household materials donated by large companies, job sites, and individuals. Proceeds from ReStores help local affiliates fund the construction of Habitat houses within the community. Many affiliates across the United States and Canada operate successful ReStores—some of which raise enough funds to build an additional 10 or more houses per year.[12] Many ReStores cover the administrative costs of the Habitat affiliate so that 100% of donor funds can be put toward home construction and rehabilitation projects.

Ongoing programs

Habitat for Humanity International develops and supports special programs to engage volunteers from all walks of life in Habitat's mission and work.

Youth Programs

Habitat for Humanity's Youth Programs seek to involve young people, ages 5 to 25, in Habitat's mission and work. In accordance with U.S. federal guidelines, youth must be at least 16 years old to be on an active construction site, and must be 18 years old to engage in certain build activities.

Habitat's Youth Programs include programs such as:

Collegiate Challenge

Habitat for Humanity runs a year-round alternative break program known as Collegiate Challenge for student groups age 16 and up.[13] Although summer, fall, and winter break trips are available, most participants go during their spring break. Collegiate Challenge participants travel to host sites throughout the United States and spend one week working in partnership with the local Habitat affiliate, the local community, and partner families to help eliminate poverty housing in the area. Host affiliates provide housing for the groups, as well as a place to shower and cook meals for the week. More than 14,000 volunteers took part in Collegiate Challenge in 2010, making it one of the world's largest alternative break programs. Since its inception in 1989, more than 182,800 students have participated in Collegiate Challenge and have donated more than $17,600,000 to Habitat for Humanity affiliates.

Campus Chapters

A campus chapter is a student-led, student-initiated organization on a high school or college campus that partners with the local Habitat affiliate to fulfill the four functions of a campus chapter. The four functions of a campus chapter are: building, fundraising, advocating and educating. While Habitat is seen as a great organization to become involved in, some schools are discouraged from partnering with Habitat due to its religious aspect.

Youth United

Youth United is a Habitat for Humanity program run by youth and for youth ages 5 to 25. It brings young people together from all walks of life to play active roles in transforming their communities. Youth United mobilizes young people to sponsor and build a house with their local Habitat affiliate

Learn and Build Experience

For one week during the summer, students ages 16 to 18 can experience Habitat’s work outside of their communities. In addition to a week of building, students will also learn about the need for Habitat through educational activities.

Global Village Trips

As suggested by the name, Habitat for Humanity International places a strong emphasis on building homes around the world. Volunteers today can build with Habitat affiliates in many locations on Global Village Trips.[14] After having gone through training, trip leaders organize travel plans with the support of the Americus-headquartered Global Village Department, first formally established in 1988. Participants from all over are then able to register for trips to their destination of choice. Teams generally number between eight and fifteen, with trips usually lasting between nine to fourteen days.

According to the website, Global Village trips offer volunteers the opportunity

to experience another culture while making a difference in the lives of others...work alongside members of the host community in building decent, affordable housing... [and]help raise awareness of the burden of poverty housing and create a true global village of love, community, homes and hope.[15]

Women Build

Originating in 1991 with a Charlotte, North Carolina, home built entirely by a crew of female volunteers, Habitat's Women Build program encourages women to make a difference by building homes and communities. Women Build projects provide an environment in which women can feel comfortable learning construction skills they might not otherwise have the opportunity to learn. Globally, more than 1,400 homes have been completed by Women Build volunteers.[16]

Women all over the United States are participate in National Women Build Week. The week-long build leading up to Mother's Day is designed to showcase the skills of Women Build volunteers and to motivate new volunteers to help families and change communities.

Lowe's is a major sponsor and underwriter of Women Build, and has generously supported these efforts for many years. Lowe's has sponsored each National Women Build Week. In addition to competitive grant opportunities, Lowe’s also offers a series of free how-to clinics for U.S. Women Build affiliates.

National Service

National Service refers to national service programs that are funded by the Corporation for National and Community Service. The goal of the Habitat for Humanity National Service program is to help local Habitat affiliates operate more efficiently and effectively by maximizing existing volunteers, increasing capacity for new volunteers and most importantly, meeting the housing needs of communities by building more houses for low-income families.

AmeriCorps is a network of national service programs that engage more than 75,000 Americans each year in intensive service to meet critical needs in education, public safety, health and the environment. Habitat for Humanity International was one of the first nonprofits contacted by the Corporation for National and Community Service when AmeriCorps was being formed in 1993. In the 2008–2009 program year, over 500 AmeriCorps members at affiliates all over the country will help build nearly 2,000 houses and recruit and retain nearly 200,000 community volunteers. Those volunteers will provide an estimated 1,600,000 volunteer hours. The members themselves will contribute 850,000 hours.[17]

RV Care-A-Vanners

RV Care-A-Vanners is a volunteer program in which volunteers travel in their personal recreational vehicles, making stops at local Habitat affiliates to assist in house construction and renovations. RV Care-A-Vanner volunteers each pay their own expenses, which may be tax deductible.

Many RV Care-A-Vanners help local Habitat affiliates raise the awareness of poverty housing and homelessness by speaking to churches, civic groups and local media. Individual Care-A-Vanners often make donations to their local Habitat affiliate and some even organize fund-raising teams and sponsor entire houses.[18]

A Brush With Kindness

Habitat for Humanity’s A Brush With Kindness is a locally operated program serving low-income homeowners who struggle to maintain the exterior of their homes. The program is a holistic approach to providing affordable housing and assisting communities as well as families. Groups of volunteers help homeowners with exterior maintenance. This typically includes painting, minor exterior repairs, landscaping, weatherization and exterior clean-up.

Annual events

Jimmy & Rosalynn Carter Work Project

Former U.S. President Jimmy Carter became involved with Habitat for Humanity in 1984 and has since become its most high-profile proponent. He has been involved in fund-raising and publicity as well as actual homebuilding, taking part in the annual Jimmy Carter Work Project "blitz build".[19]

In 2008 Habitat for Humanity celebrated the 25th annual building project with the Carters and renamed it to include Mrs. Carter. The Jimmy & Rosalynn Carter Work Project focused on supporting the Gulf Coast community seeking to rebuild after hurricanes Katrina and Rita. Despite periodic downpours, volunteers got most of the work done during one week in June to finish building and fixing 60 houses and frame 48 more.[20]

In November 2009 volunteers joined Jimmy and Rosalynn Carter in the Mekong River region of Southeast Asia. Houses were built in the countries of Vietnam, Cambodia, Laos, Thailand and the Yunnan Province in China. The week-long project served nearly 166 families.[21] It also began a five-year Habitat for Humanity initiative to work with 50,000 families across the five countries.[21]

Home Builders Blitz

During Home Builders Blitz 2008, more than 1,000 building industry professionals in 110 Habitat for Humanity affiliates built 263 new homes across the United States. This was the second national Home Builders Blitz program, which was begun on the local level in 2002 in Raleigh, North Carolina. Since then, the professional homebuilders industry has supported Habitat by building more than 800 homes.

Tom Gipson, a Habitat volunteer and professional homebuilder who started the Home Builder's Blitz program, was named the "Ultimate Volunteer" in a 2009 contest by ABC's "The View."[22]

Habitat for Humanity AmeriCorps Build-a-Thon

The AmeriCorps Build-a-Thon is an annual signature event that brings together AmeriCorps members and alumni in a week long blitz build. The Build-a-Thon provides the host affiliate an opportunity to advance and highlight local house-building efforts.

The event is held across the United States and highlights a different Habitat affiliate each year. In the past, Build-a-Thons have occurred in Cedar Rapids, Iowa; the Gulf Coast; Dallas, Texas; Mobile County, Alabama; and Jacksonville, Florida.

The 2010 Habitat AmeriCorps Build-a-Thon was held in Cedar Rapids, Iowa, hosted by Cedar Valley Habitat for Humanity. This was the second consecutive year that Cedar Valley Habitat hosted the event. More than 500 Habitat for Humanity AmeriCorps National and AmeriCorps VISTA members from across the country came together to build, rehabilitate and repair more than 20 homes.

Other special initiatives

Habitat's Gulf Coast Recovery

Habitat initiated a special program to help restore housing to the areas affected by Hurricanes Katrina and Rita. The effort was focused on getting local affiliates in the area back on their feet and prepared to build for their communities. It also became a catalyst for other organizations, like the St. Bernard Project, corporations and the government to provide help and support in rebuilding the area and has received considerable national media attention.

As part of Operation Home Delivery, housing components were assembled in nearby less-affected locations such as Jackson, Mississippi, allowing much of the construction to be accomplished while basic infrastructure was being restored. Pre-constructed components were then shipped to the affected areas and built at a faster rate. Within two months of the time of the disaster, construction had begun on houses in the Louisiana cities of Covington and Slidell, near New Orleans.

Harry Connick Jr., and Branford Marsalis served as honorary chairs of Habitat's hurricane rebuilding program, and one of the many projects along the Gulf Coast is the Musicians' Village at New Orleans Habitat for Humanity.[23]

Habitat's Bangladesh Restoration

Habitat played an integral in the restoration of Bangladesh after Cyclone Sidr devastated 31 districts. A partnership with Japan Platform to help build transitional shelters was on-going when the disaster hit in November 2007. All phases of this project completed at the end of February 2009.

Habitat responded to the cyclone by pledging $250000 to provide technical assistance. Prior to the construction of transitional homes, immediate necessities such as food, water and medicine were distributed to affected families.

A Habitat Resource Centre was built in phase one for technical planning, coordination and management of the entire project. It also served as the manufacturing and storage centre for construction materials. A total of 480 houses were built at the end of a 3 phase construction process. Each house was provided with proper sanitation using contributions from UNICEF Bangladesh and HFH Great Britain. These transitional shelters were designed to be built by volunteers and unskilled workers in about eight hours on an area that had been prepared by families. This shelter provides a strong and cyclone-resistant core structure to protect residents from severe weather. Extensions to the home when the family has the financial means can be done by adding walling to the existing structure.

In bid to raise the local awareness of these transitional homes, HFH Bangladesh organised a series of training and familiarisation workshops for locals. 16 sessions were held between March and December 2008.

In total, 12 communities were worked on by HFH Bangladesh. Structures had been built in the regions of Ghotoker Andua, Andua, Kalagachiya, Pipra Khali and Mirzaganj villages in Mirzaganj Union. In the Amragachia Union the regions of Uttar Amragachia, Dakkhin Amragachia, Shoilabunia, Kismat Shoilabunia and Amragachi villages also had structures built there.[24]

Making it Better in the Long Term with Solar

There are many projects that go hand in hand with the house building projects that allow these homes to supply their own electricity through the use of solar. U.S. companies such as Pacific Gas and Electric (PG&E) have partnered with Habitat for Humanity to provide complete solar grids for a few homes.[25] Other solar projects, mostly in the U.S., like one in San Francisco,[26] as well as efforts of individual citizens are trying to make a difference by raising funds to get more solar homes built.[27]

Who Says You Can't Go Home

The video for rock band Bon Jovi's song "Who Says You Can't Go Home" features Habitat for Humanity volunteers as well as the band building homes as part of Habitat for Humanity in Philadelphia, close to Bon Jovi's native New Jersey. It reflects Jon Bon Jovi's dedication to the organization and highlights the importance of community unity, faith, and involvement. The popularity of Bon Jovi increased Habitat's exposure and influenced new volunteers to donate their time and money to Habitat.

Habitat Bicycle Challenge

The Habitat Bicycle Challenge (HBC), a nine-week, coast-to-coast bicycle trip undertaken to raise funds for Habitat for Humanity of Greater New Haven and to increase awareness of Habitat for Humanity in general, took place annually from 1995 to 2007. Prior to embarking in June on the 4,000-mile (6,400 km) trek, participants engaged in a seven-month fundraising campaign for Habitat for Humanity of Greater New Haven. Once on the road, they served as roaming advertisements for Habitat and gave nightly presentations explaining Habitat's mission to their hosts, usually church congregations. They also took part in builds with local Habitat chapters along the way. At its height, HBC attracted about 90 participants a year, all aged 18 to 24 and about half coming from Yale University. Each rider traveled one of three routes: New Haven to San Francisco, New Haven to Portland, or New Haven to Seattle. By 2004 HBC had become the single largest yearly fundraiser for any Habitat affiliate in the world, raising about $400,000 a year. However, amid growing safety concerns, Habitat for Humanity of Greater New Haven announced the cancellation of HBC in September 2007.

Bike and Build, a similar program, was founded in 2002 by a former HBC rider. Though not directly affiliated with Habitat for Humanity, it carries on the legacy of the Habitat Bicycle Challenge.

Appetite for Construction Tour

In the fall of 2007, alternative rock bands Switchfoot and Relient K went on the Appetite for Construction Tour, partnering with Habitat while raising awareness for the organization and donating a dollar per ticket sold. The tour was highly successful, raising over $100,000 for donation to the cause.[28]

The Wall Project

Wesley College, Melbourne is carrying out a joint fundraising and awareness program through theatrical production and is aiming to raise money to build education facilities in Afghanistan.

Criticism

Cost-effectiveness

An article in the Weekly Standard, an American neoconservative opinion magazine, questioned the cost-effectiveness of Habitat building projects. To estimate cost effectiveness, all costs associated with building a Habitat home must be used, including the cost of volunteer time and training.[29] For houses constructed by foreign volunteers, travel and associated costs paid by the volunteers are also significant. Including these costs raises the question whether building a house this way is an efficient use of resources. Particularly in developing countries where labour is relatively inexpensive, unemployment is high, and local currency is cheap, purchasing local labour and supplies may result in an increase in the number of houses built.

Habitat has been criticized for its slow and inefficient rebuilding efforts along the Gulf Coast after Hurricanes Katrina and Rita.[30] After 18 months, Habitat had completed under 500 homes. A major factor was Habitat's reliance on working through local affiliates, who are not equipped to undertake large-scale rebuilding efforts.

Partnering with low-income families

Families are required to show an ability to pay for their home in addition to the need for housing. With these requirements, homeless and low-income families may fail to qualify for a Habitat home. Most American Habitat affiliates perform credit checks and criminal record checks on applicants before partnering with them for the construction of a home. Some critics therefore allege that Habitat misrepresents the nature of its work by partnering with families that might be considered nearly "middle-income."[29] To address this, many Habitat affiliates in the United States partner only with families that fall below the government-set "poverty line" for their area. The current poverty rate is measured according to the United States Department of Health and Human Services Poverty Guidelines.[31]

The credit and income requirements help assure that Habitat applicants are able to maintain their houses. Foreclosures on Habitat houses have been very low: 2%, according to official figures. The homeowners' monthly mortgage payments are used to build more Habitat homes.[1]

Ousting of the founder

Habitat's founder, Millard Fuller, and his wife were dismissed by the Habitat board of directors on January 31, 2005, citing “a pattern of ongoing public comments and communications by the Fullers that have been divisive and disruptive to the organization’s work”[32] after Fuller was accused by a former female employee of "suggestive comments and inappropriate touching" during a ride to the Atlanta airport in 2003. The Habitat board investigated Fuller for sexual harassment but found “insufficient proof of inappropriate conduct.” Some Fuller supporters claim that the firing was due to a change in corporate culture.[33]

Before Fuller's termination, attempts were made by former President Jimmy Carter to broker an agreement that would allow Fuller to retire with his $79,000 salary intact; when Fuller was found to have violated the non-disclosure portion of this agreement, he was subsequently fired.[34]

Conflicts with affiliates

In January 2008 a dispute arose between the parent organization and an unspecified number of local Habitat for Humanity affiliate organizations over the terms of their cooperation agreement. These local affiliates contended that the agreement gave the international organization too much power over the assets and operations of the local chapters. One of the affiliates, Habitat for Humanity of San Antonio, reached an agreement with HFHI in July 2008 to “continue working together in their efforts to make affordable housing possible.”[35]

See also

References

  1. ^ a b c d Staff. "Habitat for Humanity Fact Sheet (Frequently Asked Questions)". Habitat for Humanity International. http://www.habitat.org/how/factsheet.aspx. Retrieved August 2, 2011. 
  2. ^ a b Staff. "The History of Habitat". Habitat for Humanity International. http://www.habitat.org/how/historytext.aspx. Retrieved August 2, 2011. 
  3. ^ Staff. "Millard Fuller: Habitat for Humanity International Founder". Habitat for Humanity International. http://www.habitat.org/how/millard.aspx. Retrieved August 2, 2011. 
  4. ^ "Habitat for Humanity Reaches Milestone 50,000th House Mark in US/Latin America Service Area" (Press release). Habitat for Humanity International. August 18, 2003. http://www.habitat.org/newsroom/2003archive/insitedoc002735.aspx. Retrieved March 31, 2010. 
  5. ^ "Habitat for Humanity Builds 200,000th House, with Much to Celebrate, More to Build" (Press release). Habitat for Humanity International. July 29, 2005. http://www.habitat.org/celebrate_build/press/200k_house_announcement.aspx. Retrieved August 2, 2011. 
  6. ^ "Meet Habitat for Humanity's New Chief Executive Officer: Jonathan Reckford, Pastor and Veteran Business Leader" (Press release). Habitat for Humanity International. August 4, 2005. Archived from the original on August 7, 2005. http://web.archive.org/web/20050807004217/http://www.habitat.org/newceo/. Retrieved August 2, 2011. 
  7. ^ "Habitat for Humanity Raises Walls on 300,000th House" (Press release). Habitat for Humanity International. November 13, 2008. http://www.habitat.org/newsroom/2008archive/11_13_2008_300,000th_house_HFHI.aspx. Retrieved August 2, 2011. 
  8. ^ "Sections 4.1 and 5.7, policy 24, schedule G,". Habitat for Humanity U.S. Affiliated Organization Policy Handbook. Habitat for Humanity International. 
  9. ^ "Project Examples". Habitat for Humanity International. http://www.habitat.org/env/project_examples.aspx. Retrieved August 2, 2011. 
  10. ^ "Habitat for Humanity Tajikistan Wins Environmental Award" (Press release). Habitat for Humanity Europe/Central Asia. June 3, 2010. http://www.habitat.org/eurasia/news/2010/06_02_2010_HFH_Tajikistan_wins_environmental_award.aspx. Retrieved August 2, 2011. 
  11. ^ Staff (2005). "Chapter 14". International Finance Manual. Habitat for Humanity International. p. 1. 
  12. ^ Staff. "ReStore Resale Outlets". Habitat for Humanity. http://www.habitat.org/restores/default.aspx. Retrieved August 2, 2011. 
  13. ^ Staff. "Collegiate Challenge". Habitat for Humanity International. http://www.habitat.org/youthprograms/int/collegiate_challenge.aspx. Retrieved August 2, 2011. 
  14. ^ Staff. "Global Village international Trips Fact Sheet". Habitat for Humanity International. http://www.habitat.org/gv/factsheet_international.aspx. Retrieved August 2, 2011. 
  15. ^ Staff. "Global Village Volunteer Program". Habitat for Humanity International. http://www.habitat.org/gv/default.aspx. Retrieved August 2, 2011. 
  16. ^ Staff. "Women Build Frequently Asked Questions". Habitat for Humanity International. http://www.habitat.org/wb/wb_q_and_a.aspx. Retrieved August 2, 2011. 
  17. ^ Staff. "National Service". Habitat for Humanity International. http://www.habitat.org/americorps/default.aspx. Retrieved August 2, 2011. 
  18. ^ Staff. "RV Care-A-Vanners". Habitat for Humanity International. http://www.habitat.org/rv/default.aspx. Retrieved August 2, 2011. 
  19. ^ Staff. "Jimmy and Rosalynn Carter Work Project". Habitat for Humanity International. http://www.habitat.org/how/default_jcwp.aspx. Retrieved August 2, 2011. 
  20. ^ Staff. "Jimmy and Rosalynn Carter Work Project 2008—The Gulf Coast". Habitat for Humanity International. http://www.habitat.org/jcwp/2008/. Retrieved August 2, 2011. 
  21. ^ a b Staff. "Jimmy & Rosalynn Carter Work Project: Mekong Build 2009". Habitat for Humanity International. http://www.habitat.org/jcwp/2009/default.aspx. Retrieved August 2, 2011. 
  22. ^ "Habitat for Humanity volunteer Tom Gipson named 'Ultimate Volunteer' by ABC’s 'The View' " (Press release). Habitat for Humanity International. October 13, 2009. http://www.habitat.org/newsroom/2009archive/10_19_2009_Volunteer_Awards.aspx. Retrieved August 2, 2011. 
  23. ^ Staff. "New Orleans Area Habitat for Humanity". New Orleans Area Habitat for Humanity. http://www.habitat-nola.org/. Retrieved August 2, 2011. 
  24. ^ Staff. "Bangladesh Cyclone". Asia-Pacific Habitat for Humanity. http://www.habitat.org/asiapacific/pdfs/HFH_Bangladesh_Cyclone.pdf. Retrieved September 19, 2011. 
  25. ^ Staff. "2006 PG&E Solar Habitat Program". Pacific Gas and Electric Company. Archived from the original on February 8, 2008. http://web.archive.org/web/20080208154319/http://www.pge.com/about_us/community/solar_habitat/. Retrieved August 2, 2011. 
  26. ^ Staff. "Solar Electric Systems on HHSF Homes". Habitat for Humanity San Francisco. Archived from the original on June 11, 2008. http://web.archive.org/web/20080611231610/http://www.habitatsf.org/gridAltern.php. Retrieved August 2, 2011. 
  27. ^ Solar Fund Raising Effort
  28. ^ "Switchfoot Swaps Band Instruments for Building Tools, Raises over $100,000 for Habitat for Humanity" (PDF) (Press release). Habitat for Humanity East Bay. December 17, 2007. Archived from the original on March 25, 2009. http://web.archive.org/web/20090325073135/http://www.habitateb.org/news/switchfoot.pdf. Retrieved March 20, 2008. 
  29. ^ a b Chalk, Philip (June 13, 2005). "Jimmy Carter's Favorite Charity". The Weekly Standard (New York: News America Publishing) 10 (37). ISSN 1083-3013. http://www.weeklystandard.com/Content/Protected/Articles/000/000/005/687hgyza.asp.  (subscription required)
  30. ^ Eaton, Leslie; Strom, Stephanie (February 22, 2007). "Volunteer Group Lags in Replacing Gulf Houses". The New York Times. http://www.nytimes.com/2007/02/22/us/22habitat.html. Retrieved August 2, 2011. 
  31. ^ Office of the Assistant Secretary for Planning and Evaluation (January 31, 2011). "Poverty Guidelines, Research, and Measurement". Department of Health and Human Services. http://aspe.hhs.gov/poverty/index.shtml. Retrieved August 2, 2011. 
  32. ^ "Habitat for Humanity President Terminated" (Press release). Habitat for Humanity International. January 31, 2005. http://www.habitat.org/newsroom/2005archive/insitedoc008382.aspx#P2_13. Retrieved August 2, 2011. 
  33. ^ Jewell, Jim (February 7, 2005). "Questions Follow Fuller's Firing from Habitat for Humanity". Christianity Today. http://www.christianitytoday.com/ct/2005/106/12.0.html. Retrieved August 2, 2011. 
  34. ^ Cooperman, Alan (March 9, 2005). "Harassment Claims Roil Habitat for Humanity". Washington Post: p. A1. http://www.washingtonpost.com/ac2/wp-dyn/A18460-2005Mar8?language=printer. 
  35. ^ "Habitat for Humanity International and Habitat for Humanity of San Antonio Reach Agreement to Continue Affordable Housing Partnership" (Press release). Habitat for Humanity International. July 4, 2008. http://www.habitat.org/newsroom/2008archive/07_04_2008_san_antonio.aspx. Retrieved August 2, 2011. 

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  • Thrivent Financial for Lutherans — ImageStackRight|260 Thrivent Financial for Lutherans (pronEng|ˈθraɪvənt THRIVE int ) is a Fortune 500 financial services organization with dual corporate headquarters based in Minneapolis, Minnesota and Appleton, Wisconsin. Thrivent Financial and …   Wikipedia

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