Landlords insurance

Landlords insurance is a policy to cover a property owner from financial losses connected with their property which they let out. Mainly a landlord insurance policy will cover the building itself with the option of including the contents left within.

The policy will normally cover standard perils such as fire, lightning, explosion, earthquake, storm, flood, escape of water/oil, subsidence, theft and malicious damage. Each insurance policy is different and may or may not include all these items. Most companies will provide the option to have extra cover on top of what is considered the standard cover. This may be something like accidental damage, legal protection or rent guarantee cover.

Common differences in use of the phrase landlords insurance is buy to let insurance, let property insurance, rented property insurance, or property owners insurance.

External links

* [http://www.easybuytoletinsurance.co.uk/landlords-insurance.html Landlords insurance] Definition, examples of cover
* [http://www.rentlaw.com/landlordinsurance.htm Landlord Insurance in the United States] Landlord Insurance in the United States. US examples of coverages
* [http://www.insuredapartments.com/CoverageOptions.htm] Landlord Insurance Coverage Options

For Landlords Insurance with Properties Based in the U.K = http://www.simplelandlordsinsurance.com/

For Landlords Insurance with Properties Based in the U.K = http://www.landlords-quick-insurance-quote.co.uk/

Landlord Insurance can also include the provision of Rent Guarantee, whereby an insurer undertakes to pay the landlord's rent in the event that the tenants fail to pay for any reason. It is usually combined with legal expenses insurance.