Pre-paid legal services

Pre-paid legal services

Pre-paid legal services is a individual or group employee benefit legal plan in which a member pays a monthly fee in exchange for access to a range of legal services on-call. Pre-paid legal plans typically offer certain services for a fixed monthly charge such as legal advice and consultation, review of contracts, having a lawyer write a letter on a client's behalf or the drafting of wills and other legal documents. Legal service plans may also cover legal representation in court and the filing of motions but most plans require a client to pay extra for such services or cover a limited number of hours in court time.

The pre-paid legal service industry has existed in Europe for over 100 years, since 1907 [http://www.greensheet.com/cprofiles/prepaidlegalservices.html] , but is a relatively recent phenomenon in the United States. Legal plans have been sold in the United States since at least the early 1970's. While some market services via independent associates (who often specialize in a specific area), most "legal-care" companies offer their services through insurance agents (as part of their portfolio of services), through salaried staff or through independent agents working on commission.

In some states, pre-paid legal service plans are considered to be insurance, and are regulated by the state's insurance commission; in these states an individual must obtain an insurance license from the state before they are able to market memberships.

As of 2000, an estimated 122 million Americans had some some form of a legal service plan.

External links

* [http://www.prepaidlegal.com/ Prepaid Legal Services, Inc. Official Website]
* [http://www.legalplans.com/ Hyatt Legal Plans group (employee benefit) Official Website]
* [http://www.caldwell-legal.com/ Caldwell Legal Plans Official Website]
* [http://www.legalhelpnow.com/lsp/jsp/lspHome.jsp Legal Services Plan Official Website]
* [http://www.araggroup.com/ ARAG (employee benefit) legal plans Official Website]
* [http://www.mytechnologylawyer.com/cgi-bin/FormManager/WebForms.pl?Action=ShowFile&File=/home/legal_plan.html Individual attorney offering his own prepaid legal plan]
* [http://www.legalhelpnow.com GE Money (General Electric) Legal Services Plan]
* [http://www.aplsi.org American Prepaid Legal Service Institute - Founded by the American Bar Association (ABA)]
* [http://wserver0.prepaidlegal.com/pdf/30703_article.pdf Prepaid Legal: From A Novelty to An Accepted Insurance ]


Wikimedia Foundation. 2010.

Игры ⚽ Поможем написать курсовую

Look at other dictionaries:

  • Pre-Paid Legal Services, Inc. — Infobox Company company name = Pre Paid Legal Services, Inc. company company type = Public (NYSE|PPD) foundation = 1972 location = Ada, Oklahoma key people = Harland Stonecipher (founder, CEO, chairman) industry = Multi level marketing Pre paid… …   Wikipedia

  • Primerica Financial Services — Infobox Company name = Primerica Financial Services company type = Subsidiary parent = Citigroup company slogan = Help families become debt free and financially independent foundation = February 10, 1977 location = 3120 Breckinridge Blvd. Duluth …   Wikipedia

  • Legal clinic — The phrase legal clinic (or law clinic) may refer to any private, nonprofit law practice serving the public interest[1]. In the academic context, these law school clinics provide hands on experience to law school students and services to various… …   Wikipedia

  • Pre-1773 History of the Jesuits —     Society of Jesus, History of the (Before 1773)     † Catholic Encyclopedia ► History of the Jesuits Before the 1773 Suppression     Italy     The history of the Jesuits in Italy was generally very peaceful. The only serious disturbances were… …   Catholic encyclopedia

  • Legal tender — This article is about the payment medium. For the song, see Legal Tender (song). Legal tender is a medium of payment allowed by law or recognized by a legal system to be valid for meeting a financial obligation.[1] Paper currency is a common form …   Wikipedia

  • Legal disputes over the Harry Potter series — Since first coming to wide notice in the late 1990s, the Harry Potter book series by J. K. Rowling has engendered a number of legal disputes. Rowling, her various publishers and Time Warner, the owner of the rights to the Harry Potter films, have …   Wikipedia

  • Pre-election day events of the Singapore general election, 2006 — The Pre election day events of Singapore general election, 2006 are the events concerning the 2006 Singapore general election which occurred before the polling day on 6 May 2006. Pre nomination day eventsNew candidatesThis election was expected… …   Wikipedia

  • Legal history of marijuana in the United States — The legal history of marijuana in the United States mainly involves the 20th and 21st centuries. In the 1800s, marijuana (also referred to as cannabis) was legal in most states, as hemp to make items such as rope, sails, and clothes, and was used …   Wikipedia

  • Legal system of Saudi Arabia — Saudi Arabia This article is part of the series: Politics and government of Saudi Arabia …   Wikipedia

  • Emergency medical services — A road ambulance of the South Western Ambulance Service in England …   Wikipedia

Share the article and excerpts

Direct link
… Do a right-click on the link above
and select “Copy Link”