Mobility car

Mobility Car Is a vehicle issued to a disabled person, to allow them to travel without burden of their disability. Mobility cars are obtained from a scheme called "Motability".

Obtaining a Mobility Car

If a person has a long term illness that causes them physical disablement, they are entitled to a mobility car. The conditions for owning a mobility car are that the person must hold a drivers licence, and the disablement must allow them to fully operate a car. People with conditions such as multiple sclerosis, often need a car, as sufferers find it physically exerting to walk long distances.

How the Mobility Car Scheme Works

The car is leased to the customer with a "Mileage Limit" this means that the customer can drive their mobility car until their limit is reached, and the car must be returned to Motability.

There are two mileage options. The five-year offer which includes 100,000 miles, and a three-year offer which includes 60,000 miles.

Eligibility

• To be entitled to a mobility car, the subject must be receiving either: Higher Rate Mobility Component (HRMC), or War Pensioners' Mobility Supplement (WPMS).

• The subject must have an illness that is proven by a doctor to require transport. The illness must allow the person to operate a car fully, otherwise a mobility car cannot be issued.

• The subject must hold a full driving licence (Unless on lease agreement)

• The subject must not have any previous driving convictions, disqualifications, etc.

Lease Agreement

If the customer is disabled to a point where they cannot drive, two friends, relatives or carers can be nominated to drive the car instead. The nominees, however, must not have any serious convictions, disqualifications, or other endorsements within the last five years.

Named Drivers

Only one named driver can be under the age of 21, and drivers under the age of 25 can only drive cars in the lower insurance groups of one to 18. To find out a car's insurance group, the Motability website provides a "car search".

Holders of provisional licenses who wish to drive the car, must be over 21.

Benefits of Mobility Cars

• The Motability scheme is helpful to those who cannot afford their own car, but require one. The scheme allows a customer to pick almost any car they wish.

• The scheme includes insurance, maintenance, servicing and tax. Full RAC breakdown assistance is also included.

• The motability scheme also caters for people who use wheelchairs, and can modify the car to allow the person to enter and exit the car easily from their wheelchair, at no extra cost.

• Motability have their own range of affordable options. These are cars that have a good credit deal, and are easy to afford.

Wear and Tear

The car is maintained for free by Motability. This covers tyres, windscreens, and general wear and tear to the vehicle.

If the car is returned in a damaged state that affects re-sale at the end of the contract, a fee will be imposed to repair the damage.If the car is returned in good condition, the customer may be rewarded with a £250 bonus.

Mileage allowance

Motability leases now come with a mileage allowance of 60,000 miles for three-year agreements and 100,000 for five-year Wheelchair Accessible Vehicle (WAV) agreements.

Free Training Course

If the disabled person is aged between 16–24 years old, they may be entitled to a free driving course.The 6 hour training course is delivered by the AA. In the event of a claim, drivers who have successfully completed the training will pay a lower amount of excess than the standard amount for drivers in this age bracket. Customers can arrange to take driving courses through their dealer when they collect their car.

Fraud and Misuse

Mobility cars are intended for the use of the Motability customer only, and must only be used to transport the motability customer. Claiming a mobility car and giving it to somebody else to use can be sanctioned by the loss of the mobility car.

Deliberately damaging the mobility car is against the Motability terms of use, and can result in a fee for damage, or loss of mobility car. Deliberate damage can take on the forms of: Physical damage, where the car is damaged by the person physically, and driving in a manner that damages the vehicle.

Using the Mobility car for financial gain is also against the terms of use. This can mean using the mobility car as a taxi, or otherwise charging people to utilise the car.

If it is discovered that the customer was feigning their disability, they will lose their mobility car.

Breaking the terms of use can result in a warning, a fine, or the loss of the car.

See also

• Benefit fraud
• Disability
• Hypocondriac
• Employee benefit

References

• [1] Motability Website
• [2] Reporting Misuse of Mobility car