Bank State Branch

A Bank-State-Branch identifying code (often abbreviated and used in conversation as "BSB" ) is a six digit numerical code used within Australia that identifies an individual branch of a financial institution.

Format

The format of the code is as follows:

* First two digits specify the parent financial institution.
* Third digit specifies the state where the branch is located
* Fourth, fifth and sixth digits specify the branch

For example, the BSB "033088" actually breaks down to the following:

* 03 = Westpac Banking Corporation
* 3 = Victoria
* 088 = 383 Chapel Street, Prahran

While banks usually follow this system, building societies and credit unions often do not. Building societies and former ones start with 63xxxx and credit unions 80xxxx. The state code does not always apply eg 633xxx is for Bendigo Bank which started as a building society in Victoria however 638xxx is for Queensland based Heritage Building Society. A financial institution may also use one centralised BSB for all accounts. Suncorp uses 484799 for all deposit accounts regardless of which branch or state the account was opened.

With the expansion of the banking sector there are now many institutions which are now identified by the first three digits and "state" field is part of the "bank" identifier.

List of Bank codes

* 01 - Australia and New Zealand Banking Group Limited
* 03 or 73 - Westpac Banking Corporation
* 06 or 76 - Commonwealth Bank of Australia
* 08 or 78 - National Australia Bank
* 09 - Reserve Bank of Australia
* 10 - BankSA
* 11 - St George Bank
* 12 - Bank of Queensland
* 14 - Rabobank
* 18 - Macquarie Bank
* 23 - Bank of America
* 24 - Citibank
* 30 - BankWest
* 34 - HSBC Bank Australia
* 43 - Standard Chartered
* 48 - Suncorp-Metway
* 61 - Adelaide Bank
* 63 - indicates a building society
* 704 - Victoria Teachers Credit Union
* 80 - indicates a credit union
* 917 - Arab Bank Australia
* 922 - United Overseas Bank
* 923 - ING Bank
* 941 - Bank of Cyprus Australia
* 944 - Members Equity Bank
* 980 - Bank of China Australia

List of State codes

* 2 - Australian Capital Territory, New South Wales
* 3 - Victoria
* 4 - Queensland
* 5 - South Australia, Northern Territory
* 6 - Western Australia
* 7 - Tasmania

External links

* [http://www.bsbnumbers.com Lookup Australian BSB numbers]