Finacle

Finacle (from Infosys) is an integrated, centralised, multi-currency and multi-language-enabled and functionally rich banking solution to address retail and corporate banking requirements. Finacle helps banks by providing an integrated transformation approach, complete with banking solutions and services.

Finacle solutions address the core banking, e-banking, Islamic banking, treasury, wealth management and CRM requirements of retail, corporate and universal banks worldwide.

Several differentiating features make Finacle one of the most comprehensive, flexible and scalable universal banking solution.

Finacle is used in over 111 banks across 63 countries as on 2008.

Finacle Banking Solutions

Core Banking
Finacle core banking solution is a comprehensive, integrated yet modular business solution. It provides the much-needed flexibility to banks to adapt to a dynamic environment.

e - Banking
Finacle e-banking solution is a proven Internet and mobile solution for retail banking customers. Built on new-generation technology, it provides a single unified view of the customer's many relationships with the bank. The solution provides high flexibility for customization and robust security features.

CRM
Finacle CRM solution is a modular, multilingual, web-based customer-centric application that enables banks to leverage ready-to-deploy CRM functionality for competitive differentiation. Integrated with Finacle core banking solution, Finacle CRM solution offers end-to-end functionality to effectively address the needs of the complete cycle of marketing, sales and service for banking products.

Treasury
Finacle treasury solution is an integrated yet modular front, middle and back-office solution built on best-of breed open technology platforms, providing high scalability, flexibility and STP capability. The solution enables reduction in costs, decrease in time-to-market of products and services, while enhancing process efficiency.

Mobile Banking
Finacle mobile banking solution provides retail and corporate banking customers with access to banking services through SMS and GPRS/WAP-enabled handsets, leveraging a single platform. It offers both mobile commerce and mobile payments within the DNA of mobile banking, with support for merchant-initiated payments and reversals, in addition to customer-initiated payments and reversals through manual SMS banking. The solution provides a faster, richer, secure and convenient user experience, ensuring inclusion of customers with various mobile devices.

Alerts
Finacle alerts solution provides banks with the capability to alert end users about events recorded by the bank's diverse business systems. The solution's subscription feature enables the bank's customers to select specific information they want to be alerted about, in addition to the time and channel of information receipt.

Web-based Cash Management
Finacle web-based cash management solution is built on the J2EE and .NET standards, this component-based solution can help create the differentiator that banks are looking for their corporate customers.

Wealth Management
Finacle wealth management solution offers a combination of an extensive portfolio of functions with flexibility that enables end-to-end processing of investment products from diverse asset classes including structured deposits, structured notes, bonds, mutual funds and insurance.

Islamic Banking
Finacle Islamic banking solution offers an integrated and comprehensive approach for banks to define and present Shariah-compliant products to customers. It is replete with the accounting backbone to support back office functionalities and provides Straight Through Processing (STP) capabilities on a SOA platform.

Finanz Tools
Finanz tools is an integrated family of tools that engage the bank’s customers in personalized sales illustrations. The bank can mix and match tools, embed these directly into any or all of the sales channels, and use them as online marketing tools. Finanz tools are simple to use financial calculators, simulators and modelers that illustrate how financial products work.

Offices

• USA - New Jersy
• Asia - Bangalore, India
• EMEA- London, UK
• Australia - North Sydney

External Links

*http://www.infosys.com/finacle
*http://www.infosys.com