High Deductible Health Plan
- High Deductible Health Plan
A High Deductible Health Plan (HDHP) is a health insurance plan with lower premiums and higher deductibles than a traditional health plan.
As Related to Health Savings Accounts
Participating in a "qualified" HDHP is a requirement for Health Savings Accounts and other tax advantaged programs. In this context, HDHPs are plans with a minimum deductible of $1,100 for Self and $2,200 for Self and Family coverage. The maximum amount out-of-pocket limits for HDHPs is $5,600 for self and $11,200 for Self and Family enrollment. These are the 2008 amounts and are adjusted for inflation annually.
External links
*http://www.irs.gov/pub/irs-pdf/p969.pdf
*http://www.ustreas.gov/offices/public-affairs/hsa/07IndexedAmounts.shtml
*Cite web
last = Davis
first = Karen
coauthors = Michelle Doty and Alice Ho
title = How High Is Too High? Implications of High-Deductible Health Plans
date = 2005-04-20
publisher = The Commonwealth Fund
url = http://www.commonwealthfund.org/publications/publications_show.htm?doc_id=274007
format = HTML
accessdate = 2007-10-08
Wikimedia Foundation.
2010.
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