Age-restricted community

Age-restricted community

An age-restricted community or age-segregated community is a housing area, often gated, that restricts ownership to individuals who are over a set age. Often the minimum age is 50 years, but 55 and even 60 are also used. In addition to restrictions on ownership, such communities frequently have age requirements for "residency" as well. These communities are set up to accommodate older individuals who would like to live in an area without the perceived problems of having children around. In most cases a younger spouse or significant other is permitted to live in the community as long as one member meets the minimum age requirement [cite news | first= | last= | coauthors= | title=Age Restricted Communities | date=July 2008 | publisher= | url = | work =Topretirements | pages = | accessdate = 2008-07-02 | language = ] .

While in the United States discrimination in housing is generally prohibited, the Fair Housing Act of 1968 [ [ Fair Housing--it's Your Right] (U.S. HUD website)] and the Housing for Older Persons Act of 1995 (109 STAT. 787) [] allow communities to restrict ownership to only older individuals.

Criticism of age restricted communities

A common problem occurs when the owner dies and a surviving resident of the home does not meet the requirements for ownership and is forced to sell the home. This can happen even if the survivor is the "spouse" of the deceased.

Another common problem is when a change in the family situation means a grandparent becomes responsible for a grandchild. Often grandchildren are prohibited from living more than a short time in an age restricted community.

ee also

*Retirement community


External links

* [ An overview of US laws] , "MHI Publications"
* [ An overview of US laws] , "Association Times"

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