Canford Cliffs

infobox UK place
country = England
official_name= Canford Cliffs
latitude= 50.70
longitude= -1.93
map_type=Dorset
population = 7,622 (2001 Census)
unitary_england= Poole
lieutenancy_england= Dorset
region= South West England
constituency_westminster=
post_town= POOLE
postcode_district = BH13
postcode_area= BH
dial_code= 01202
os_grid_reference= SZ055895

Canford Cliffs is an affluent suburb of Poole in Dorset, England. The neighbourhood lies on the English Channel coast midway between Poole and Bournemouth. To the southwest is Sandbanks which boasts some of the highest property values in the world, and together Canford Cliffs and Sandbanks form a parish, which boasts the fourth highest property prices in the world and second highest in the United Kingdom after London.cite web|url=http://money.guardian.co.uk/news_/story/0,,2055071,00.html?gusrc=rss&feed=11|title=The bank that likes to say ... push off|first=Karen|last=McVeigh|publisher="The Guardian"|date=12 April 2007|accessdate=2007-04-13]

History

Originally part of the estate of Lord Wimborne, development began in the 1880s.cite web|url=http://www.transfigchurch.org.uk/cc_about.htm|title=The Parish of Canford Cliffs and Sandbanks|publisher=Canford Cliffs and Sandbanks PCC|accessdate=2007-04-13] The land around Haven Road was divided into plots and buildings designed individually. To prevent erosion of the cliffs, which caused annual falls, a sea wall and promenade was constructed in the 1930s. The area was originally designed to be residential, with a church and village hall but few commercial buildings. The Canford Cliffs Society still works to preserve these goals, and there are few businesses and no industry in the area.

Geography

Canford Cliffs is located along the eastern edge of Poole Harbour. Canford Cliffs is south of Parkstone and north of Sandbanks. Canford Cliffs is built around a small hill, with a maximum elevation of 30 metres above sea level. [Landranger 195 - Bournemouth, Purbeck and surrounding area, Ordnance Survey, 1991.] Canford Cliffs Chine, running southeast towards Sandbanks, is sandy and flat and the neighbouring waters relatively shallow, making Canford Cliffs a popular site for watersports, especially windsurfing and parasailing. [cite web|url=http://www.pooleview.co.uk/beach/ccliffchine.htm|title=Canford Cliffs Chine Beach|publisher=PooleView|accessdate=2007-04-13]

Demographics

Canford Cliffs has a significant population of retired people; in the 2001 Census, 31.30% of the population was registered as retired,cite news|url= http://neighbourhood.statistics.gov.uk/dissemination/LeadDatasetList.do?a=3&b=5940207&c=Canford+Cliffs&d=14&g=403122&i=1001x1003&m=0&enc=1&domainId=16
title=Neighbourhood statistics: Canford Cliff Ward|work=2001 Census|publisher=Office for National Statistics|accessdate=2007-04-13] twice the national average, while 44.42% of the population was registered as being over 65, far greater than the national average of 15.89%.

The area is also far more affluent than typical: the area has a type 1 ACORN classification (affluent mature professionals, large houses), putting it in the top 1.7% of the population. [cite web|url=http://www.upmystreet.com/local/my-neighbours/l/Canford+Cliffs.html|title=My Neighbors|publisher=UpMyStreet|accessdate=2007-04-13] 62.55% of homes are owned outright, while the national average is 21.19%, and less than 0.6% of the population lives in council housing, only one-twentieth of the national average, 13.21%. 73.26% of the population is in the ABC1 social grade when the national average is 51.91%. 81.66% of households have no dependent children against a national average of 56.58%.

Banking controversy

The area is home to the Canford Cliffs branch of HSBC. The bank announced that as a pilot experiment, the entire branch would be upgraded to a "premium" branch. Although cashpoints would remain free-of-use outside the branch, all indoor services would be restricted to those with savings of £ 50,000, a mortgage of £ 200,000, or a salary of £ 100,000 and a mortgage of £ 75,000; otherwise the customer must pay £ 19.95 per month or use another branch.cite news|url=http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2007/04/12/nbank12.xml|title=High street bank that talks only to the wealthy|publisher=The Daily Telegraph|date=12 April 2007|accessdate=2007-04-13]

HSBC defended its decision, claiming "not everybody in the world is equal. Some people have higher incomes and need greater services through the bank. These customers demand a better service" and referring to its other branches in the Poole area, which remain free of charge.

However, the move angered many customers and commentators; "The Daily Telegraph" quoted one account holder as saying "This is outrageous. It is particularly discriminatory against people who are house rich and cash poor. What happens if you are an elderly person living in a £500,000 house with no mortgage and no £75,000 salary?", while the customer advisory service Money Supermarket expressed fears that it may be "thin end of the wedge", saying "HSBC has given the green light to other high street providers to look at splitting their customers into first class and cattle class". [cite news|url=http://uk.reuters.com/article/personalFinanceNews/idUKNOA23583220070412?src=041207_1313_DOUBLEFEATURE_other_news|title=HSBC move could be thin end of the wedge|first=Jennifer|last=Hill|publisher=Reuters|date=12 April 2007|accessdate=2007-04-13]

References