Lot-O-Bucks (Rhode Island)

Lot-O-Bucks was the Rhode Island Lottery's first terminal-based jackpot game. It ended in 1995.

Lot-O-Bucks used several different number matrixes, most recently a pick-5-of-40. It was a rare case of a pick-5 game that did not guarantee an "all-cash" prize for matching all the numbers. It had begun as a pick-4, but not like the current four-digit number drawn in many United States lotteries, including in Rhode Island.

In the 5/40 version, the "standard" wager was $1 per play. However, a ticket did not win on a $1 bet unless ALL FIVE numbers matched; a player lost even if one number was wrong. In order to win a lower-tier prize, the player needed to place a special $2 bet ("insurance") to be eligible to win $450 for matching four numbers, $20 for three numbers, or a free play (including "insurance") for two numbers. The "insurance" bet did not affect any jackpot winning ticket.

As for the jackpot, the starting level was $30,000. It was paid in cash; however, a special rule required that once the cash value reached $200,000, the jackpot became an annuity, to be paid in 11 equal yearly payments. It was possible for a jackpot to be advertised as $195,000 to be paid in cash, but be played heavily enough for a jackpot winner to be paid through an annuity instead.

Powerball, currently played in Rhode Island, also has a special $2 bet, called "PowerPlay", which began in 2001. However, lower-tier prizes can be won without PowerPlay.