Onicra Credit Rating Agency

Onicra Credit Rating Agency

Onicra Credit Rating Agency is an individual rating agency in India based in Gurgaon.[1] It is affiliated to the National Small Industries Corporation Ltd. (NSIC), and the National Association of Profesional Background Screening (NAPBS).

Business description

Onicra operates as a financial services organisation. Its products and services include Individual Credit Rating, SME rating, Employee Background Screening, Customer Profiling & Rating (CPR), Associate Rating and IT solutions, across the telecom, banking, health, insurance, education and auto sectors.

The company has been acknowledged as pioneers in this field by the Ministry of Finance in the Economic Survey (1993–1994). It is recognised and empanelled by the likes of NSIC (National Small Industries Corporation Ltd., and the IBA (Indian Banks Association), for performance and financial ratings. The Employee Background Screening division is certified by NASSCOM and NDMA.

The company operates with a network of over 147 branches, covering more than 500 locations pan-India with the help of over 2500 Fleet on Street personnel.


Onicra was established in 1993, by Mr. Sonu Mirchandani, who at the time, promoted consumer durables major, Onida. Mr. Mirchandani observed a transparency vacuum, in terms of lack of credible information on individuals and corporations. Unlike the West, India did not have a credible system to screen financial profiles.

Operations began with one office that conducted 10 cases per month. The company now operates with a network of over 148 branches, covering more than 500 locations pan-India, and touches over 30,000 unique case everyday.


Wikimedia Foundation. 2010.

Игры ⚽ Поможем решить контрольную работу

Share the article and excerpts

Direct link
Do a right-click on the link above
and select “Copy Link”