Charles J. Knapp

Charles J. Knapp
Charles Junius Knapp
Born Charles Junius Knapp
June 30, 1845
Pepacton, New York
Died June 1, 1916
Binghamton, New York
Resting place Deposit, New York
Nationality United States
Alma mater Hamilton College, Clinton, New York
Occupation Politician and Banker

Charles J. Knapp (Charles Junius Knapp) was a politician and a banker from Deposit, New York. He served in the New York State Assembly and in the United States House of Representatives. He was involved, and indicted, in the failure of the Binghamton Trust Company, the Knapp Bros. Bank, and the Outing Publishing Company.

Contents

Life

Charles J. Knapp (Charles Junius Knapp) was born on June 30, 1845 in Pepacton, New York (the town is now submerged under the Pepacton reservoir) near the town of Deposit, New York. His family moved to Deposit in 1848, where his family owned the Knapp Bank. Knapp's father, Charles Knapp, was a banker and a Republican politician (he served in both the New York State Assembly as well as in the United States House of Representatives).[1] He graduated from the Delaware Literary Institute (then the Franklin School) of Franklin (village), New York in 1863[2] and Hamilton College (Class of 1866) in Clinton, New York (where he was a member of the Delta Kappa Epsilon fraternity[3]) and joined the family Knapp Bank.[4][5] He married Charlotte Augusta Ford of Binghamton, NY on 16 February 1871 and had seven children with her.[6] He died on June 1, 1916 in Binghamton, New York and is buried at the Laurel Bank Cemetery in Deposit.

Career

Knapp was a Republican member of the New York State Assembly representing Delaware County, New York from 1886 to 1889 and represented the New York's 17th congressional district in the United States House of Representatives between 1889 and 1891. While in Congress, he was a member of the Coinage, weights, and measures committee. He was an alternate delegate from the State of New York at the Republican National Convention of 1900.[1] He also served as the President of the Board of Education and the Board of Supervisors of Delaware County New York.[4][7][8]

Knapp came from a banking family and he started his career as a banker with the family run Knapp Bank of Deposit, New York. Later, he became the President of the Binghamton Trust Company of Binghamton, New York. He was also the President of the Outing Publishing Company of Deposit, New York.[9]

The Binghamton Trust Company failure

On April 8, 1909, the Binghamton Trust Company suspended its operations and the private banks owned by the Knapp family in Deposit and Callicoon, New York failed without warning largely because of large loans made by the Knapp Banks (over $700,000 on a deposit base of $650,000) made by the Knapp Banks to The Outing Publishing Company, of which Charles J. Knapp was the President, and loans made by the Binghamton Trust Company to the Knapp Banks.[8] Investigations revealed that the Knapp Bank was being bailed out by the Binghamton Trust Company of which Charles J. Knapp was the President. As a result, the Binghamton Trust Company also failed. Both Knapps were charged with criminally transferring money to an institution that they knew to be insolvent. Charles P. Knapp was sentenced to up to two years for his role in the failure. While Charles J. Knapp was charged and indicted by a grand jury, it is uncertain whether he was ever tried for his role in the bank failure. The building that housed the Knapp Bank currently serves as the home of the Deposit Historical Museum.[10] [11][12]

References

  1. ^ a b http://politicalgraveyard.com/bio/knapp.html
  2. ^ http://www.dcnyhistory.org/joyce/schbobt.html
  3. ^ http://books.google.com/books?id=xlw7AAAAMAAJ&pg=PA245&lpg=PA245&dq=%22Charles+Junius+Knapp%22&source=bl&ots=4ZeT5bTNNd&sig=BzimLb5kxo0pBymlFxG2sQgUwOc&hl=en&ei=c9fXSv6pC4jVlAeG_PWhAQ&sa=X&oi=book_result&ct=result&resnum=9&ved=0CBwQ6AEwCA#v=onepage&q=%22Charles%20Junius%20Knapp%22&f=false
  4. ^ a b http://bioguide.congress.gov/scripts/biodisplay.pl?index=K000278
  5. ^ http://books.google.com/books?id=fyETAAAAIAAJ&pg=PA197&lpg=PA197&dq=%22Charles+J.+Knapp%22+Deposit&source=web&ots=KFegt9se_s&sig=gvH_zgMAqsBCdnimcpXod7MiIQs&hl=en&sa=X&oi=book_result&resnum=5&ct=result#PPA197,M1
  6. ^ http://freepages.genealogy.rootsweb.ancestry.com/~knappdb/nicholas/people/p0000030.htm#I29543
  7. ^ http://books.google.com/books?id=fyETAAAAIAAJ&pg=PA40&lpg=PA40&dq=%22Charles+J.+Knapp%22&source=web&ots=KFehk0vj0y&sig=-GhfY02gTUKZnet7fNJX0i4Iqi0&hl=en&sa=X&oi=book_result&resnum=3&ct=result
  8. ^ a b "KNAPP BANKS FAIL; BIG LOAN TO OUTING; Binghamton Trust Co. and Private Concerns Backed Magazine for About $700,000. DEPOSITS ABOUT $3,900,000 Trustees of Trust Co. Believe It Will Resume -- Outing Publishing Co. Will Continue Its Work"" (PDF), The New York Times, April 10, 1909, http://query.nytimes.com/mem/archive-free/pdf?_r=1&res=9407E0DB1539E733A25753C1A9629C946897D6CF&oref=slogin 
  9. ^ "Charles J. Knapp" (PDF), The New York Times, June 2, 1916, http://query.nytimes.com/mem/archive-free/pdf?res=9D05E5D7163BE633A25751C0A9609C946796D6CF 
  10. ^ "BANKERS ARE INDICTED.; Charles P. and Charles T. Knapp Arraigned in Binghamton After Failures" (PDF), The New York Times, October 3, 1909, http://query.nytimes.com/mem/archive-free/pdf?res=9C01E7DD143EE033A25750C0A9669D946897D6CF 
  11. ^ "BANKER GETS PRISON TERM.; Charles P. Knapp Convicted In Connection with Binghamton Smash", The New York Times, June 25, 1910, http://query.nytimes.com/gst/abstract.html?res=9A0DE0DE1E39E333A25756C2A9609C946196D6CF 
  12. ^ http://www.dcnyhistory.org/deposit.html
United States House of Representatives
Preceded by
[[]]
Member of the U.S. House of Representatives
from New York

1889 – 1891
Succeeded by
Isaac N. Cox



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